"Best Real Estate Agent Near Me Explains Maryland Homebuyer Grants and Assistance Programs"

Hi there! I’m Judy England, your local real estate agent in Prince George’s County, and I’m here to keep it real with everything you need to know about buying a home in Maryland. With so many grants and programs available, you might feel a little overwhelmed—but don’t worry, I’ve got your back!

Backed by the amazing team at IGolden One Realty and Concierge, I’m ready to guide you through the process, help you secure the financial assistance you need, and get you into your dream home.

Maryland’s Best Grants and Programs for Homebuyers

There are plenty of resources in Maryland to help you achieve your homeownership goals. Here are some of the most popular options:

1. Maryland Mortgage Program (MMP)

• Competitive interest rates and down payment assistance.
• Ideal for first-time buyers or those purchasing in targeted areas.
• Includes unique options like SmartBuy to help buyers pay off student loans.

2. Down Payment and Settlement Expense Loan Program (DSELP)

• Offers up to $5,000 in no-interest loans for down payment and closing costs.
• Must be combined with the Maryland Mortgage Program.

3. House Keys 4 Employees Program

• Matches employer contributions up to $2,500 for home purchases.
• Pairs perfectly with the Maryland Mortgage Program.

4. Partner Match Program

• Matches funds from employers or community organizations up to $2,500.
• Great for maximizing your financial resources.

5. Prince George’s County Purchase Assistance Program

• Provides up to $10,000 for down payment and closing costs.
• Specifically designed for buyers in Prince George’s County.

6. Community Development Block Grant Program (CDBG)

• Offers funding for low- and moderate-income families in certain Maryland areas.
• Aims to revitalize communities and make homeownership affordable.

7. Federal Home Loan Bank of Atlanta (FHLB) Programs

• Includes grants for first-time homebuyers and public service workers.
• Perfect for teachers, firefighters, healthcare workers, and more.

8. Neighborhood Stabilization Program (NSP)

• Supports buyers purchasing and renovating foreclosed or abandoned homes.
• Helps rebuild and strengthen local neighborhoods.

Why Work With Me, Judy England?

Buying a home is one of the biggest decisions you’ll ever make, and I’m here to make it easier for you. As your go-to real estate agent in Prince George’s County, I pride myself on honesty, transparency, and a deep understanding of the Maryland market.

With IGolden One Realty and Concierge, you’ll get:

• Straightforward Advice: I’ll give you the facts you need to make smart choices.
• Tailored Support: Every buyer’s situation is unique, and I’ll help you find what works for you.
• Local Knowledge: From grants to neighborhoods, I know the ins and outs of Maryland real estate.

Let’s Make Your Dream a Reality

These incredible grants and programs are here to make homeownership a reality for you—and I’m here to help you take full advantage of them. Whether you’re a first-time buyer or upgrading to your next home, I’ll guide you every step of the way.

Reach out to me, Judy England, at IGolden One Realty and Concierge, and let’s get started. Together, we’ll find your perfect home and keep it real every step of the way!